Papers:

• Lyu, L., Shen, Y., Sherris, M., & Ziveyi, J. (2025). Financing Aged Care with Home Equity Allowing for Government Age Pension and Aged Care Support. Insurance: Mathematics and Economics, 103193.

• Hierarchical House Price Model Incorporating Geographical and Macroeconomic Factors: Evidence from Australia.  https://ssrn.com/abstract=5247197.  (Working Paper)

• Enhancing Retirement Welfare Outcomes with the Australian Home Equity Access Scheme.(Submitted)