Select Publications


Asher A, 2015, Working Ethically in Finance: Clarifying Our Vocation, Business Expert Press, New York,

Book Chapters

Asher A; De Ravin J, 2020, 'The Age Pension Means Tests: Contorting Australian Retirement', in Muenstermann I (ed.), Who Wants to Retire and Who Can Afford to Retire?, Intech,

Asher A, 2013, 'The Financial Management of Life Insurance (Revised)', in In WICKENS The Law of Life Insurance in Australia., Thomson Lawbooks,

Asher A, 2008, 'Conflicted super structures: Are Australian investors being short-changed?', in Pension Fund Governance: A Global Perspective on Financial Regulation, pp. 61 - 96

Asher A, 2007, 'Smoothing investment returns', in Retirement Provision in Scary Markets, pp. 145 - 160,

Asher A, 2006, 'Pensions in Africa', in The Oxford Handbook of Pensions and Retirement Income,

Journal articles

Asher A; Boonen T; Chang L; Khemka G; Roberts S, 2023, 'Heterogeneity in needs and purchases in Australian retirees', Accounting and Finance,

Gerrans P; Asher A; Earl JK, 2022, 'Cognitive functioning, financial literacy, and judgment in older age', Accounting and Finance, 62, pp. 1637 - 1674,

Bruhn A; Asher A, 2021, 'The primacy of ethics in the provision of financial advice', Accounting and Finance, 61, pp. 3305 - 3327,

Asher A; Wilcox T, 2021, 'Virtue and Risk Culture in Finance', Journal of Business Ethics,

Taylor S; Asher A; Tarr J-A, 2017, 'Accountability in Regulatory Reform: Australia’s Superannuation Industry Paradox', Federal Law Review, 45, pp. 257 - 289,

Asher A; Meyricke R; Thorp S; Wu S, 2017, 'Age pensioner decumulation: Responses to incentives, uncertainty and family need', Australian Journal of Management, 4, pp. 583 - 607,

Kenny DT; Asher A, 2017, 'Gender differences in mortality and morbidity patterns in popular musicians across the lifespan', Medical Problems of Performing Artists, 32, pp. 13 - 19,

Asher A, 2016, 'Explicitly incorporating virtues into actuarial education', Annals of Actuarial Science, 11, pp. 253 - 285,

Taylor SM; Tarr J; Asher A, 2016, 'Australia’s flawed Regulatory Impact Statement (RIS) process', Australian Business Law Review, 44, pp. 361 - 376,

Asher A, 2016, 'The justice of Australian tax and redistribution in 2016', St Mark's Review: a journal of Christian thought and opinion, pp. 28 - 43,;dn=193576382627037;res=IELAPA

Kenny DT; Asher A, 2016, 'Life expectancy and cause of death in popular musicians: Is the popular musician lifestyle the road to ruin?', Medical Problems of Performing Artists, 31, pp. 37 - 44,

Earl JK; Gerrans P; Asher A; Woodside J, 2015, 'Financial literacy, financial judgement, and retirement self-efficacy of older trustees of self-managed superannuation funds', Australian Journal of Management, 40, pp. 435 - 458,

Asher A, 2015, 'Retirement incomes–issues and next steps', Australian Journal of Actuarial Practice, pp. 93 - 97,

Asher A, 2014, 'Redistribution and capital market impacts of social security retirement systems: principles and scope for actuarial involvement', The Australian Journal of Actuarial Practice, 2, pp. 13 - 20,

Asher A, 2014, 'Factors behind the administrative fees of private pension systems: an international analysis*', JOURNAL OF PENSION ECONOMICS & FINANCE, 13, pp. 113 - 116,

Asher A, 2011, 'Equity in Retirement: Are All Australians Getting a Fair Deal?', Economic and Labour Relations Review, 22, pp. 65 - 84

Asher A, 2011, 'Salary Linked Home Finance: Reducing interest rate, inflation and idiosyncratic salary risks', Australian Actuarial Journal, 17, pp. 117 - 148,

Asher A, 2006, 'Unfinished Accounting Issues: Incorporating Fair Value and Prudence in Accounting Theory', Annals of Actuarial Science, 1, pp. 271 - 290,

Conference Papers

Asher A; Fergusson K, 2021, 'Maturity Transformation is an Oxymoron: Ways to Match Pensions and Long-term Assets', Virtual, presented at GFC 2021, Virtual, 27 May 2021 - 28 May 2021,

Asher A, 2019, 'Greed: an interdisciplinary mind-map', Sydney, presented at Actuaries Institute summit, Sydney, 03 June 2019,

Asher A; Wilcox T, 2018, 'Virtue Ethics, Risk and Finance', Chicago, USA, presented at Society for Business Ethics, Chicago, USA, 10 August 2018 - 12 August 2018

Asher A; Roberts S; Khemka G, 2017, 'Enhancing Wellbeing in Retirement: Addressing Negative Shocks', Sydney, pp. 1 - 31, presented at 25th Annual Colloquium of Superannuation Researchers, Sydney, 06 July 2017 - 07 July 2017,

Asher A, 2016, 'Lifecycle planning: towards a better financial calculator.', Sydney, pp. 1 - 20, presented at 24th Annual Colloquium of Superannuation Researchers,, Sydney, 04 July 2016 - 05 July 2016,

Asher A; Wilcox T, 2015, 'Virtue and risk culture in finance', in On webpage, Sydney, presented at IAA Colloquium, Sydney, 23 August 2015 - 27 August 2015,

Asher A; Butt A; Khemka G; Kayande U, 2015, 'Formulating appropriate utility functions and personal financial plans', in On website, OSLO, Norway, presented at IAA Colloquium: PBSS, LIFE and IACA, OSLO, Norway, 08 June 2015 - 10 June 2015,

Taylor S; Asher A; Tarr J, 2015, 'Sharpening Regulation in the Australian Superannuation Industry to Ensure Compatibility of Public and Private Objectives', Melbourne, presented at 7th Conference on Financial Markets and Corporate Governance, Melbourne, 15 March 2015 - 16 March 2015,

Asher A; Taylor S, 2013, 'Regulatory Capture and Overload in the Australian Superannuation Industry over the Last Decade: Trustees’ Views and a Cost/Benefit Analysis', sydney, presented at 21st Annual Colloquium of Superannuation Researchers, sydney, 09 July 2013 - 10 July 2013

Asher A; and other members of the retirement incomes working group , 2013, 'Post retirement funding in Australia', in Traverso, L (ed.), sydney, presented at Actuaries Summit, sydney, 20 May 2013 - 21 May 2013

Conference Presentations

Asher A, 2012, 'The lifetime harvesting plan: smoothed annuities with sharing of mortality, and averaging of investment', presented at Actuaries Institute Financial Services Forum, Melbourne, 30 April 2012,


Asher A; Asher R; Nicholls R; Hsu G, 2021, Submission on Strategies for developing the Digital Economy,


Asher A; Retirement Income Working Group AI, 2020, Developing the Retirement Income Framework, Actuaries Institute, Sydney,

Asher A; Donald S, 2020, Consultation paper: Retirement income review,

Asher A; Knox D; Rice M, 2019, Options for an Improved and Integrated System of Retirement, Actuaries Institute, Sydney,

Asher A, 2018, Written Submission by Anthony Asher in response to policy-related issues raised in the MODULE 6: INSURANCE POLICY QUESTIONS,

Asher A, 2018, Written Submission by Anthony Asher in response to issues raised in the INTERIM REPORT,

Asher A, 2018, Submission to Financial Services Royal Commission, Module 5,,

Asher A, 2018, Written Submission by Anthony Asher in response to policy-related issues raised in the MODULE 5: SUPERANNUATION CLOSING SUBMISSIONS,

Asher A, 2018, Submission to Productivity Commission: Draft Report: Superannuation: Assessing Efficiency and Competitiveness (May 2018),

Asher A; Rajadurai E, 2018, Investing Superannuation for the Public Good: Creating new markets to benefit members & fund necessary investments, The McKell Institute, Sydney,,

Asher A, 2017, Submission to Department of Social Services Discussion Paper: Social security means testing of retirement streams.,,

Working Papers

Asher A, 2021, Supply Side Resistance to Lifetime Annuities, SSRN,,

Asher A, 2019, Greed: an interdisciplinary mind-map, Actuaries Institute, Sydney,,

Asher A, 2014, Developing a Harvesting Plan: Optimising Retirement Spending in the Face of Economic, Social and Personal Risk,,

Back to profile page