Select Publications
Conference Presentations
2009, 'Retirement income provision in Australia - lessons from a mature system', presented at Chins-Australia Governance Program Conference: Old-Age Insurance for Migrant Workers, Beijing, 15 September 2009 - 16 September 2009
,2009, 'Retirement income provision in Australia in the wake of the global financial crisis', presented at Protecting Pension Rights in the Economic Crisis, Leuven, Belgium, 18 June 2009 - 19 June 2009
,2009, 'An Experimental Survey of Investment Decisions for Retirement Savings', presented at Improving Financial Literacy and Reshaping Financial Behavior, Indianapolis, 14 May 2009 - 15 May 2009
,2009, 'An Experimental Survey of Investment Decisions for Retirement Savings', presented at Midwest Finance Association Annual Meetings, Chicago, 04 March 2009 - 07 March 2009
,2006, 'Old Age Income Protection in Australia', presented at Aging Population and Pension Reform, Seoul, South Korea, 18 December 2006 - 19 December 2006
,Reports
2022, CEPAR Research Brief: Financial Decision Making for and in Old Age, http://dx.doi.org/10.26190/unsworks/28458, https://cepar.edu.au/sites/default/files/CEPAR-Financial-Decision-Making-Brief.pdf
,2020, 20K now or 50K later? What's driving people's decision to withdraw their super?, http://dx.doi.org/10.26190/unsworks/27793, https://www.cepar.edu.au/publications/reports-government-submissions/20k-now-or-50k-later-cepar-industry-report
,2020, CEPAR Submission to the Retirement Income Review
,2019, New residential mortgages and superannuation engagement, http://dx.doi.org/10.26190/unsworks/27789, https://www.cepar.edu.au/publications/reports-government-submissions/new-residential-mortgages-and-superannuation-engagement
,2019, The impact of projections on superannuation contributions, investment choices and engagement, CEPAR Industry Paper 2019/1, http://dx.doi.org/10.26190/unsworks/27791, https://www.cepar.edu.au/publications/reports-government-submissions/impact-projections-superannuation-contributions-investment-choices-and-engagement
,2018, Retirement Income in Australia: Part 1 - Overview, CEPAR, Sydney, http://cepar.edu.au/sites/default/files/retirement-income-in-australia-part1.pdf
,2018, Retirement Income in Australia: Part II - Public Support, CEPAR, Sydney, http://cepar.edu.au/sites/default/files/retirement-income-in-australia-part2.pdf
,2018, Retirement Income in Australia: Part III - Private Resources, CEPAR, Sydney, http://cepar.edu.au/sites/default/files/retirement-income-in-australia-part3.pdf
,2018, Regulation of information provision for pension choices: Australia and the Netherlands compared, DP 04/2018-026, https://www.netspar.nl/en/publication/regulation-of-information-provision-for-pension-choices-australia-and-the-netherlands-compared/
,2016, Developing new financial literacy measures to better link financial capability to outcomes
,2008, South African Old Age Policy: Lessons from Australia
,2004, Evaluation of World Bank Assistance on Pension Reform, Independent Evaluation Group, The World Bank, Washington
,Theses / Dissertations
1997, Three essays on the economics of mandatory private retitrement savings
,Working Papers
2023, Aggregate social factors, genetic predispositions, and lifestyle with risk of dementia: A long-term cohort study, http://dx.doi.org
,2020, Follow the Rating: How Mandatory Information Disclosure Affect Retirement Income Product Choices, CEPAR Working Paper 2020/24, http://dx.doi.org10.26190/unsworks/27796, https://www.cepar.edu.au/publications/working-papers/following-rating-how-mandatory-information-disclosure-affect-retirement-income-product-choices
,2020, Flexible insurance for informal long term care: An experimental study of demand, http://dx.doi.org10.26190/unsworks/27790, https://www.cepar.edu.au/publications/working-papers/flexible-insurance-informal-long-term-care-experimental-study-demand-revised
,2019, Applying psychological models to explain responses to downsizing, CEPAR Working Paper 2019/9, http://dx.doi.org10.26190/unsworks/27800, https://www.cepar.edu.au/publications/working-papers/applying-psychological-models-explain-responses-downsizing
,2019, Motivated Saving: The Impact of Projections on Retirement Saving Intentions, CEPAR Working Paper 2019/8, http://dx.doi.org10.26190/unsworks/27802, https://www.cepar.edu.au/publications/working-papers/motivated-saving-impact-projections-retirement-saving-intentions-0
,2018, Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys, Elsevier, 2018/22, http://dx.doi.org10.1016/j.jebo.2019.10.023, https://www.cepar.edu.au/publications/working-papers
,2018, Saving preferences after retirement, SSRN, https://ssrn.com/abstract=3184043, http://dx.doi.org10.1016/j.jebo.2022.04.005, https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3184043
,2018, Retirement Drawdown Defaults: The Role of Implied Endorsement, Elsevier, http://dx.doi.org10.2139/ssrn.3154907, https://ssrn.com/abstract=3154907
,2018, Learning and Confirmation Bias: Measuring the Impact of First Impressions and Ambiguous Signals, Elsevier, http://dx.doi.org10.2139/ssrn.3228082, https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3228082
,2016, Optimal Portfolio Choice with Health-Contingent Income Products: The Value of Life Care Annuities, Elsevier, http://dx.doi.org10.2139/ssrn.2817208, https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2817208
,2016, Family, Friends and Framing: A cross country study of subjective survival expectations, http://dx.doi.org, https://poseidon01.ssrn.com/delivery.php?ID=085025117117095001096097016005091025052087072045017035073086027100021125067111096099054034100045112022004072110031094095066114112013012044019070116107102126090081006095033062001070086113103077086082112083064100122127122099104125027029105070125024064106&EXT=pdf
,2016, Flicking the Switch: How Prescribed Disclosures Drive Retirement Plan Choice, http://dx.doi.org, https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2783113
,2015, Pension fund efficiency - an international comparison of Australia's performance, http://dx.doi.org, https://poseidon01.ssrn.com/delivery.php?ID=216101117006075027116081089065024110098038084081067053124012099078091125068124000124122053005059029127010083025127093081083118062000046006093019094079003075082106007020064004067070108027001022121022026080116013014019073000095080007105013019104020123&EXT=pdf
,2014, The size, cost and asset allocation of Australian self managed superannuation funds, http://dx.doi.org, https://poseidon01.ssrn.com/delivery.php?ID=302090085025003076079106012119030074002025091068053033075118065105123000122096028109058055107125012039009107027125106107102015055046044039085011125116114013113072019077050036022071021002117112087101088016106067122099121065079107107088084095095097100025&EXT=pdf
,2013, Pension reform in China: Racing against the demographic clock, http://dx.doi.org
,2009, Retirement income provision in Australia - outstanding issues in a mature system, 2009-2, http://dx.doi.org
,2009, Retirement investor risk tolerance when risk is range: experimental survey evidence from tranquil and crisis periods, 2009-1, http://dx.doi.org
,2008, Australias disappearing market for life annuities, 2008-1, http://dx.doi.org
,2008, Lost Superannuation Accounts in Australia, 2008-3, http://dx.doi.org
,The Implications of Complexity for Systemic Risk in the Superannuation System, Elsevier BV, http://dx.doi.org10.2139/ssrn.2400817, http://dx.doi.org/10.2139/ssrn.2400817
,Preprints
2023, Does Physician Over-Service Improve the Quality of Care? A Standardised Patient Audit Study, http://dx.doi.org/10.1101/2023.10.30.23297802
,2022, Life-course Inequalities in Intrinsic Capacity among Chinese Older Adults, http://dx.doi.org/10.21203/rs.3.rs-1505124/v1
,2022, Quantifying the Financial Impact of Overuse in Primary Care in China, http://dx.doi.org/10.21203/rs.3.rs-1550259/v1
,Age-Related Disease Burdens, Disparities, and Health Resource Allocation: A Longitudinal Data Analysis of 31 Provinces in Mainland China, http://dx.doi.org/10.2139/ssrn.4054460
,An Experimental Survey of Investment Decisions for Retirement Savings, http://dx.doi.org/10.2139/ssrn.1665943
,As Easy as Pie: How Retirement Savers Use Prescribed Investment Disclosures, http://dx.doi.org/10.2139/ssrn.2227801
,Choices and Constraints Over Retirement Income Streams: Comparing Rules and Regulations, http://dx.doi.org/10.2139/ssrn.1106053
,Civil Services and Military Retirement Income Provision in Australia, http://dx.doi.org/10.2139/ssrn.1899392
,Default and 1/N Heuristics in Annuity Choice, http://dx.doi.org/10.2139/ssrn.2409519
,Determinants of Early-Access to Retirement Savings: Lessons from the Covid-19 Pandemic, http://dx.doi.org/10.2139/ssrn.4123872
,Determinants of Early-Access to Retirement Savings: Lessons from the COVID-19 Pandemic, http://dx.doi.org/10.2139/ssrn.4121240
,Disengagement: A Partial Solution to the Annuity Puzzle, http://dx.doi.org/10.2139/ssrn.2244695
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